IT之家 On November 12, OpenAI released a tweet on the X platform today (November 12) announcing that the ChatGPT Finances feature has been officially expanded to a Mac desktop app. After updating the ChatGPT app, users can connect banks, credit cards, and investment accounts through the “Finance” tab, and directly view balances, analyze spending, manage subscriptions, and track investment portfolios on macOS.
This feature connects to accounts through the financial data provider Plaid, and ChatGPT can answer questions based on real transactions, balance, and investment data. For example, users can directly ask, “Where did I spend the most this month?” or “Which subscriptions should I cancel?”, and the AI will provide personalized analysis using account information. IT Home has attached the relevant screenshots below:
ChatGPT Finances was launched in May this year. Its main features include tracking expenses by category and identifying cost-saving opportunities, reviewing regular charges and upcoming bills, monitoring stock holdings and asset allocation, tracking credit score and its influencing factors, and generating weekly financial insights. Users can also set savings goals, evaluate debt repayment plans, and use voice conversations, stock observation lists, and custom financial tools.
In terms of privacy, OpenAI emphasizes that this connection has “read-only” permissions: ChatGPT cannot transfer money, pay bills, or execute stock trades, and users can also disconnect their account connections at any time.